{"id":32878,"date":"2025-03-05T18:34:26","date_gmt":"2025-03-05T17:34:26","guid":{"rendered":"https:\/\/ursusnetwork.com\/paesi\/recupero-crediti-in-portogallo\/"},"modified":"2025-11-26T22:22:53","modified_gmt":"2025-11-26T21:22:53","slug":"debt-collection-portugal","status":"publish","type":"vendor","link":"https:\/\/ursusnetwork.com\/en\/info\/debt-collection-portugal\/","title":{"rendered":"Debt collection in Portugal"},"content":{"rendered":"<h2><strong>How to recover a commercial debt from a Portuguese debtor<\/strong><\/h2>\n<p>Portugal is a stable market that is open to trade with foreign companies, but even in this context, it can happen that a business partner fails to meet their payment obligations. Knowing the local rules and the main debt collection tools is essential to protect your interests.<\/p>\n<h3><strong>Legal actions for international debt collection in Portugal<\/strong><\/h3>\n<p>Anyone wishing to recover a debt from a debtor based in Portugal can use various tools provided for by European and Portuguese legislation:<\/p>\n<ul>\n<li><strong>EU State<\/strong> <strong>judgment:<\/strong>judgments issued in another EU state, once they become enforceable, circulate within the EU legal area and are therefore automatically recognised and can be enforced in Portugal under EU law.<\/li>\n<li><strong>European payment order<\/strong>: a uniform procedure valid in all Member States, particularly suitable for uncontested debts.<\/li>\n<li><strong>European Account Preservation Order (EAPO):<\/strong>an effective tool for freezing funds in the debtor&#8217;s bank accounts in the EU.<\/li>\n<li><strong>Local injunction procedure (Injun\u00e7\u00e3o):\u00a0<\/strong>usable for claims up to \u20ac15,000, it is a fast, inexpensive and predominantly electronic procedure. In the absence of opposition from the debtor, the injunction becomes immediately enforceable.<\/li>\n<li><strong>Ordinary legal action in Portugal:<\/strong>required for amounts over \u20ac15,000; it involves longer timescales and higher costs, and is a full trial.<\/li>\n<\/ul>\n<h3><strong>The letter of formal notice from a Portuguese solicitor and the out-of-court phase<\/strong><\/h3>\n<p>Before taking legal action, it is advisable to send the debtor a letter of formal notice to pay, drafted by a Portuguese solicitor and sent by registered post with return receipt. The letter must indicate the parties, the cause of the debt, the amount owed and a deadline for payment, warning of the consequences of non-payment.<\/p>\n<p>This preliminary stage is important because it can lead to an amicable solution or a formalised payment plan, avoiding legal action.<\/p>\n<h3><strong>Why rely on an experienced solicitor in Portugal<\/strong><\/h3>\n<p>Ursusnetwork offers comprehensive assistance in international debt collection in Portugal, allowing foreign companies to work with a Portuguese solicitor and choose the most effective strategy to reduce the time and cost of recovery.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How to recover a commercial debt from a Portuguese debtor Portugal is a stable market that is open to trade with foreign companies, but even in this context, it can happen that a business partner fails to meet their payment obligations. Knowing the local rules and the main debt collection tools is essential to protect [&hellip;]<\/p>\n","protected":false},"author":770,"featured_media":0,"template":"","country":[95],"class_list":["post-32878","vendor","type-vendor","status-publish","hentry","country-pt"],"acf":[],"_links":{"self":[{"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/vendor\/32878","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/vendor"}],"about":[{"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/types\/vendor"}],"author":[{"embeddable":true,"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/users\/770"}],"wp:attachment":[{"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/media?parent=32878"}],"wp:term":[{"taxonomy":"country","embeddable":true,"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/country?post=32878"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}