{"id":32850,"date":"2025-05-27T16:46:14","date_gmt":"2025-05-27T14:46:14","guid":{"rendered":"https:\/\/ursusnetwork.com\/paesi\/recupero-crediti-in-usa\/"},"modified":"2025-11-26T22:22:07","modified_gmt":"2025-11-26T21:22:07","slug":"debt-collection-in-the-usa","status":"publish","type":"vendor","link":"https:\/\/ursusnetwork.com\/en\/info\/debt-collection-in-the-usa\/","title":{"rendered":"Debt collection in the USA"},"content":{"rendered":"<h2><strong>How to recover a commercial debt from a US debtor<\/strong><\/h2>\n<p>The United States is a strategic market for Italian companies, but debt collection can be complex due to high legal costs and varying regulations between states. Understanding local procedures is essential to protect your interests, manage your receivables correctly, and, if necessary, take the most effective action to recover unpaid debts.<\/p>\n<h3><strong>Actions for debt collection in the USA <\/strong><\/h3>\n<p>A creditor who intends to take action to recover a debt in the US can rely on several tools:<\/p>\n<ul>\n<li><strong>Lawsuit in state courts<\/strong>: Depending on the state of residence and the value of the debt, jurisdiction may vary between Small Claims Court, County Court, and Circuit Court;<\/li>\n<li><strong>Federal court proceedings<\/strong>: competent if the parties have different nationalities (as in the case of legal action by an Italian company) and the debt exceeds USD 75,000;<\/li>\n<li><strong>Recognition of foreign judgments<\/strong>: if you want to obtain recognition of an Italian injunction or final judgment, in order to enforce it as a domestic judgment.<\/li>\n<\/ul>\n<h3><strong>Why rely on an experienced lawyer in the US<\/strong><\/h3>\n<p>Before taking action, it is advisable to send a letter of formal notice from a local lawyer, which often induces the debtor to pay and may affect the applicable interest. This first step is also essential for gathering financial and commercial information about the debtor in order to assess their solvency and consider the most efficient strategy based on the type and amount of the claim.<\/p>\n<p>Ursusnetwork provides professionals specialising in international debt collection in many US states, helping companies recover their debts with a fast and effective approach.<\/p>\n<p>If you would like to learn more about debt collection in the US, please refer to the Practical Information below.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How to recover a commercial debt from a US debtor The United States is a strategic market for Italian companies, but debt collection can be complex due to high legal costs and varying regulations between states. Understanding local procedures is essential to protect your interests, manage your receivables correctly, and, if necessary, take the most [&hellip;]<\/p>\n","protected":false},"author":782,"featured_media":0,"template":"","country":[50],"class_list":["post-32850","vendor","type-vendor","status-publish","hentry","country-us"],"acf":[],"_links":{"self":[{"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/vendor\/32850","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/vendor"}],"about":[{"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/types\/vendor"}],"author":[{"embeddable":true,"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/users\/782"}],"wp:attachment":[{"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/media?parent=32850"}],"wp:term":[{"taxonomy":"country","embeddable":true,"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/country?post=32850"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}