{"id":32724,"date":"2025-06-11T22:49:04","date_gmt":"2025-06-11T20:49:04","guid":{"rendered":"https:\/\/ursusnetwork.com\/paesi\/recupero-crediti-in-croazia\/"},"modified":"2025-11-26T22:21:26","modified_gmt":"2025-11-26T21:21:26","slug":"debt-collection-in-croatia","status":"publish","type":"vendor","link":"https:\/\/ursusnetwork.com\/en\/info\/debt-collection-in-croatia\/","title":{"rendered":"Debt collection in Croatia"},"content":{"rendered":"<h2>How to recover a commercial debt from a Croatian debtor<\/h2>\n<p>Croatia is a nearby and important market for many foreign companies, but cases of unpaid debts in commercial relationships are not uncommon, especially between small and medium-sized enterprises. Knowing the local regulations on debt collection is therefore essential to protect your interests.<\/p>\n<h3>Legal action for debt collection in Croatia<\/h3>\n<ul>\n<li><strong>Letter of formal notice: <\/strong>Although not always mandatory, a letter of formal notice from a local lawyer is recommended. It should be sent by registered mail and contain details of the amount owed, payment terms, and a warning that legal action will be taken if no response is received.<\/li>\n<li><strong>Extrajudicial proceedings: <\/strong>these can be initiated by attaching credit instruments (e.g., bills of exchange, notarized promissory notes) or commercial documents (invoices and accounting statements). If the debtor does not object, the enforcement order becomes final and is forwarded to the state agency FINA for seizure.<\/li>\n<li><strong>Judicial procedure<\/strong>: this is initiated if the debtor opposes the notary&#8217;s order. In this case, ordinary proceedings are initiated before the competent court, which can last several years.<\/li>\n<li><strong>European order for uncontested claims: <\/strong>a highly agile procedural tool, applicable to claims between companies based in EU member states, particularly useful for medium- to low-value claims.<\/li>\n<li><strong>European Account Preservation Order (EAPO): <\/strong>a quick and effective tool for freezing funds in the debtor&#8217;s bank accounts within the EU, without prior notice.<\/li>\n<li><strong>Recognition of an EU judgment: <\/strong>the creditor can take action in a EU member State and then proceed with enforcement in Croatia, which is recognized and immediately enforceable within the European legal space.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>How to recover a commercial debt from a Croatian debtor Croatia is a nearby and important market for many foreign companies, but cases of unpaid debts in commercial relationships are not uncommon, especially between small and medium-sized enterprises. Knowing the local regulations on debt collection is therefore essential to protect your interests. Legal action for [&hellip;]<\/p>\n","protected":false},"author":785,"featured_media":0,"template":"","country":[2267],"class_list":["post-32724","vendor","type-vendor","status-publish","hentry","country-hr"],"acf":[],"_links":{"self":[{"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/vendor\/32724","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/vendor"}],"about":[{"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/types\/vendor"}],"author":[{"embeddable":true,"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/users\/785"}],"wp:attachment":[{"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/media?parent=32724"}],"wp:term":[{"taxonomy":"country","embeddable":true,"href":"https:\/\/ursusnetwork.com\/en\/wp-json\/wp\/v2\/country?post=32724"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}